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Our Real Estate Insurance Practice
The real estate market is constantly changing, affected by the economy’s overall health; construction costs; geography; demographics; interest rates; natural catastrophes; and government policies such as tax credits, deductions, and subsidies. Weathering the ups and downs of the real estate market by managing risk effectively contributes to the success of commercial real estate owners, managers, and developers.
Flagler Insurance Agency offers real estate clients integrated risk management and insurance solutions to address exposures that could result in potential losses – from natural hazards, pollution incidents, security and safety issues, data breaches and other types of cyberattacks, mismanagement, employee disputes, and on-the-job accidents, among others. Our staff will review your operation and current insurance and risk management program to see where we can improve your coverage and provide competitive, broad, and flexible solutions to protect your investment.
We provide coverage solutions for the following:
- Offices
- Warehouses
- Retail
- Habitational (Condos, Apartments, HOAs, Co-Ops, Townhouses, PUDs)
- Strip Malls
- Senior Living
- Indoor Malls
- Vacant Properties
What You Can Expect from Us
In partnering with us to help safeguard your property, employees, clients, and assets, our experienced team will provide the following services:
Coverage Review. We will identify loss exposures that may not be adequately covered such as property coverage, pollution liability, professional liability, directors and officers liability, premises liability, and cyber liability.
Contractual Risk Transfer. Our staff will review insurance provisions in leases, construction contracts, and loan documents to ensure your obligations and those of the other party are clear. We want to ensure all insurance requirements are met to minimize litigation and clarify whose insurance coverage will be responsible in the event of a loss.
Property Valuation Services. We want to ensure your property limits properly address your risk and that you are adequately covered in the event of a fire or natural disaster, such as a hurricane or tornado.
Cyber Risk Review. We will review your network security and privacy risk vulnerabilities and how to best address these exposures with best practices and insurance coverage.
Safety and Security/Active Shooter /Malicious Threats: We will help identify potential problem areas and recommend solutions that promote a safe environment for anyone in a building: visitors, customers, residents, or employees. Our goal is to help minimize liability exposures.
We Deliver Successful Insurance Solutions
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